Compare offers side by side
Compare monthly payment, total repayment, total cost, and estimated effective annual cost.
Parussoft · Independent software
WisCalc
See the real cost of a loan before you commit.
WisCalc compares loan offers, explains every installment, and lets you test an early-payoff decision with clear numbers before it affects your budget.
- iPhone
Look beyond the headline rate
Enter the terms you were offered and compare the full repayment picture. After borrowing, keep dates, installments, and reminders together without connecting a bank account for the core workflow.
Core features
The useful parts, kept clear
Detailed repayment plans
Review principal, interest, and remaining balance for each installment.
Track active loans
Keep important dates and mark installments paid or unpaid as repayment progresses.
Test early repayment
Model no penalty, a fixed fee, or a percentage fee and compare the estimated savings.
Due-date reminders
Receive local reminders and optionally add repayment events to the system calendar.
Local by default
Keep loan data on the device without requiring a bank API connection for core features.
Product in use
See the workflow before you begin
Ready when you are
See the real cost of a loan before you commit.
App Store review in progress.
About the developer
Owen Zhao
I’m Owen Zhao, the independent developer behind Parussoft. I build focused, practical software for Apple platforms and the web, starting from real needs and refining it through everyday use and user feedback.
Read the full introduction